What You Need To Know Before The Affordable Care Act Deadline

Tomica Young is a Senior Marketing Project Manager for UnitedHealthcare’s Health Exchange Marketplace division. Prior to UnitedHealthcare, she served as Advertising Manager for BellSouth’s Consumer DSL department. She has a M.B.A. in Marketing from Mercer University in Atlanta and a B.A. in Psychology from the University of Michigan – Ann Arbor. Young is passionate about ensuring our community is empowered with the information and skills needed to make informed decisions regarding insurance coverage.

Here are some of the most important things you should know about the Affordable Care Act before the enrollment deadline passes on February 15th.

Folks can go online to UnitedHealthcare or call 1-844-JOIN-UHC to find a plan that works for them. There are a few things to remember when choosing a plan:

• Everyone should have coverage, including children
• Preventive care is covered, which is so important to keep up with health conditions that are often prevalent in our community, like diabetes and cancer.
• Did you know that you or your family may qualify for federal financial assistance or a subsidy?
• You can’t be denied coverage due to a pre-existing condition, which is especially important in our community

• Navigators, who have been trained to educate about health plans, are available to those who may want help locally.
• Don’t wait until the last minute! UnitedHealthcare or call 1-844-JOIN-UHC before 2/15/15 to find a plan that works for you and get covered today!

ADDITIONAL POINTS:

• Young adults may stay on their parent’s insurance plan until age 26 — even if they are married, not in school, financially independent or not living with their parents.

Before you enroll, make sure you understand how your plan works:

• Is your doctor/hospital in the network?
• Are your medications covered?
• Do you know the monthly premium, deductible and co-payment amounts?

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